GPOINT PREPAID CARDS
Terms & Conditions:
Process Transaction Fee: 5% Transaction Fee applys to GPoint converting to USD amount. To activate prepaid card, 20 GP will be deducted upon requesting a prepaid visa card.
NetSpend Delivery Fee: $0.49 Fee Apply
Money Pass ATM withdraw fee is 0. For any types of other bank’s ATM withdraw applies $2.50 per transaction.
Daily Withdraw Limit : $2,500 (2,500 GP)
Weekly Withdraw Limit : $7,500 (7,500 GP)
Only US Resident Account holders are available to use GPoint Prepaid Visa Card.
Only GPOINT are able to reload to account holder’s prepaid visa card upon payout request.
For Corporate Account Holders, there is no limitations for requesting payout daily limits. However there is 3% of additional transaction fee will occur.
For Outside US visa card transaction usage fee : 3.5% Applies
[GPOINT PREPAID VISA CARD IS POWERED BY NETSPEND]
1 IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.2 Other costs, terms and conditions are associated with the use of this Account.3 Faster funding claim is based on a comparison of MetaBank’s policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. For up-to-date information from the IRS, visit www.irs.gov/refunds.5 Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Netspend Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. MetaBank is not affiliated in any way with this program and does not endorse or sponsor this program.6 The Debit Card Overdraft Service is an optional service made available to eligible All-Access customers by MetaBank. Once you enroll and meet the eligibility requirements, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five (5) fees per calendar month. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. Transactions subject to an overdraft fee are signature and PIN purchase transactions and ATM transactions. ACH Debit transactions are not eligible for coverage. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. Call us at 1-866-647-6929 or log in to your Online Account Center for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service. This service is expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service.7 The Savings Account linked to your All-Access Account is made available to Accountholders through MetaBank, Member FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
The Netspend® All-Access® Account is established by MetaBank®, Member FDIC. Netspend, a Global Payments Company, is a service provider to MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.© 2021 Global Payments Inc. All rights reserved. Global Payments is the federally registered U.S. service mark of Global Payments Inc. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.